Which of the following expenses is typically not tax-deductible for homeowners?

Renters insurance is typically not tax-deductible for homeowners because it is a type of insurance specifically applicable to renters rather than owners of property. Homeowners incur various expenses related to their property, such as mortgage interest and property taxes, which are generally deductible on federal income taxes. Home improvements, while they may not be deductible annually, can increase the basis of the home and reduce capital gains tax upon sale, making them relevant to homeowners in terms of tax implications. Therefore, renters insurance stands out as an expense that homeowners would not be able to deduct from their taxes.